Personal finance for iPHONE and Android

All your money, one calm screen.

Accounts in any currency, a budget that shows what is left to spend, savings goals and your portfolio. Synced across your devices, and it keeps working offline.

Coming soon to the App Store and Google Play

See how it works Pricing

Take it apart

One Home screen. Five jobs.

Here is the Home screen, taken apart. Every layer is the real app.

  1. Your book, on every device

    Sign in, and the same book is on all your devices. Offline? Keep going: it syncs when you are back online.

  2. Every currency, one total

    Accounts in any currency, exchange rates updated automatically, one total in your base currency.

  3. Add it in seconds

    Record a transaction, or move money between your own accounts with a transfer.

  4. The latest, at a glance

    Your newest transactions, each with its category and account.

  5. Everything one tap away

    The middle button opens budget, accounts, goals, analysis, the journal and more.

Every screen

Real screens, from the real app.

The parts you will use most, one scroll at a time. Shown with example data.

The Budget Plan screen: planned income, the month's budget and planned expenses by category.
The Goals screen: a safety cushion at 76%, a trip to Japan at 36% and a new laptop at 68%.
A brokerage account: total value, profit, a portfolio goal and three positions with their returns.
The Analysis screen: a six-month expense trend and spending by category with budget status.
The daily journal: a sample conversation with the AI about the day.
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The Budget Plan screen: planned income, the month's budget and planned expenses by category.

01Budget

A plan for every month

Set a budget for the month and see what is left to spend, line by line. Keep your personal money and the finances of your own sole proprietorship or freelance work in separate segments.

The Goals screen: a safety cushion at 76%, a trip to Japan at 36% and a new laptop at 68%.

02Goals

Goals that fill up

Save toward the things you want and keep an emergency fund. Every goal shows how far along it is.

A brokerage account: total value, profit, a portfolio goal and three positions with their returns.

03Portfolio

Your investments, priced

Track an investment portfolio with market quotes. Quotes come from third-party data and may be delayed.

The Analysis screen: a six-month expense trend and spending by category with budget status.

04Analysis

Where the month went

See each month by category, with a six-month trend of income and expenses beside it.

The daily journal: a sample conversation with the AI about the day.

05AI, paid plan

A journal that talks back

With a paid subscription, talk through your day in the AI journal and get an AI review of each month. Both start only after you agree to share data with our AI provider, Anthropic. AI can be wrong, and it is not financial advice.

Screens are from the app, shown with example data: the portfolio is an example, not a recommendation, and the journal conversation is a sample. InferMoney is a personal finance tool, not financial, investment or tax advice.

Private by design

Your book stays yours.

No ads, no selling your data, and the switches are where you can see them.

  • Stored in the EU

    Your book is stored with Supabase in Ireland, in the EU, and synced to the devices you sign in on. Other providers, some of them in the US, are listed in the Privacy Policy.

  • PIN and Face ID

    Lock the app with a PIN, Face ID or your phone's biometric unlock.

  • Statistics only with your yes

    Usage statistics stay off unless you allow them. Crash reports help fix bugs, and you can turn them off.

  • Export as JSON

    Take your data with you as a JSON export whenever you like.

  • Delete your account

    Delete your account in the app. It is deleted after 30 days; signing in before then lets you restore it. Some records are kept for a limited time, see the Privacy Policy. Deleting the account does not cancel a store subscription.

  • No ads, no data sales

    There are no ads in InferMoney, and we do not sell personal data.

Read the Privacy Policy

InferMoney Max

Thirty days free. Then one simple plan.

Use InferMoney free for 30 days from the day you sign up, then choose monthly or yearly.

Free trial

  • Starts when you sign up
  • No payment details needed
  • Does not turn into a paid plan by itself
  • AI features not included

When the trial ends, a subscription is needed to keep using InferMoney.

Monthly

$4.99per month

Yearly

$49.99per year

AI journal and monthly review

Only with a paid subscription, not in the trial, and only after you agree to share data with the AI provider, Anthropic. AI output can be wrong and is not financial advice.

Prices are in US dollars. Local prices are set by the App Store and Google Play and may differ by country. A subscription renews automatically until you cancel it in the App Store or Google Play. InferMoney is for adults, 18 and over.

Questions

Good to know

When can I get InferMoney?

Soon. It is coming to the App Store and Google Play. It is made for iPhone and Android alike.

Do I need an account?

Yes. You sign up with an email and a password. Your book syncs across your devices, and the app keeps working offline and syncs once you are back online.

Does it connect to my bank?

No. You enter every transaction yourself. InferMoney does not connect to bank or other financial accounts, does not make payments and does not hold your money.

Which currencies can I use?

Any. Each account can have its own currency, exchange rates update automatically, and the total balance is shown in your base currency.

Can I keep my freelance money apart?

Yes. Segments keep your personal finances apart from the finances of your own sole proprietorship or freelance work. They are for your own business only, not for keeping books for other people. InferMoney is not bookkeeping or accounting software and does not replace the records tax law requires you to keep.

How does the free trial work?

You get 30 days of InferMoney free from the day you sign up (without the AI features), with no payment details needed. The trial does not turn into a paid plan by itself; after it ends, a subscription is needed.

Is the AI part of the trial?

No. The AI journal and the AI monthly review come only with a paid subscription, and only after you agree to share data with the AI provider, Anthropic. AI output can be wrong and is not financial advice.

Where do the market quotes come from?

Quotes in the portfolio come from third-party data and may be delayed.

Where is my data stored?

Your book is stored with Supabase in the EU (Ireland). Some providers are in the US, including the AI provider when you use the AI features; the Privacy Policy lists them, with what they process and for how long.

How do I delete my account?

In the app: Profile, then Delete account. The account is deleted after 30 days, and signing in before then lets you restore it. Deleting the account does not cancel a subscription: cancel it in the App Store or Google Play first. The steps, including a way without the app, are on the delete account page.

Who can use InferMoney?

Adults, 18 and over.